YAN, F. J. Construction of SME Loan Default Risk Prediction System for Commercial Banks Using XGBoost Model. Advanced Electromagnetics, [S. l.], v. 15, n. 3, p. 6627–6635, 2026. DOI: 10.7716/aem.v15i3.3733. Disponível em: https://www.aemjournal.org/index.php/AEM/article/view/3733. Acesso em: 10 sep. 2026.